PROSPERITY PENSIONS
Our employer-based proposition is built on great service, simple implementation, investment choice, flexibility in retirement and affordable pricing.
Our mission is to take the jargon out of pensions and make them accessible to everyone.
Our vision is to establish and manage your workplace pension scheme by creating a valuable solution that works for you and your employees..
Employers that make workplace pensions available to their employees are likely to attract higher quality employees and retain them over the long term.
Attract high qualified workers to your company
Valuable solutions that works for you and your employees
Simple, quick and cost-effective
Possible Tax benefits
and much more …
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This option allows you, the employer, to set up a scheme tailored to your requirements. We design the scheme in consultation with you and draft your scheme’s legal documents in conjunction with Gibraltar legal advisers, to achieve a personalised scheme that is fully compliant with Gibraltar law and regulations.
Employers can opt to make contributions to a personal pension plan on behalf of their employees. The employee submits an application to join our Prosperity Personal Pension Plan and species on the application form that their employer wishes to contribute to their individual scheme.
Under this option, the employee engages directly with us, as the pension trustee and scheme administrator. The employee is responsible for selecting their preferred investment route and retirement options, and can also make their own personal pension contributions and be eligible for tax relief on these contributions.
We offer a range of pension presentations to provide education, support and guidance to your employees on the importance of saving for retirement. These can be delivered at your office premises at your request.
Starting to save for your pension at a young age can provide significant long-term benefits. By starting at 20 instead of 30, the power of compound interest can double the amount of money available to you in retirement. Additionally, starting early allows for more flexibility in terms of risk tolerance, tax benefits, and greater control over your financial future. However, it's important to carefully consider your risk tolerance and consult with a financial adviser before making any investment decisions.
